Devon can help you to get pre-approved. This will let you know for certain what you can afford based on lender and insurer criteria, and what your payments on a specific mortgage will be.
Interest rates can be locked in for you for anywhere from 60 – 120 days while you shop for your perfect home. By locking in an interest rate, you are guaranteed to get a mortgage for at least that rate or better. If interest rates drop, your locked-in rate will drop as well. However, if the interest rates go up, your locked-in interest rate will not, ensuring you get the best rate throughout the mortgage pre-approval process.